1. Stop the debt.
2. Minimise Expenditure.
3. Maximise Income.
They should be targeted in that order.
As soon as you put a stop to debt growing you have already won part of the battle. You are now no longer sinking and instead are swimming towards the surface, swimming towards victory.
Once you have done this (and this is often the hardest step despite being potentially the quickest to do…) Then you can start focusing on using what you have to start reading into your debt…
That’s when the excitement begins!