Christmas time is coming.

In the USA they have just celebrated Thanksgiving when people remember the things they are thankful for.

Today I want to discuss giving.

Giving doesn’t seem to be a great way to pay off debt, or make money or minimise expenditure but if you were to ask many rich people about what the most important part of their financial planning is, they would say “giving” or charity.  I’m talking Richard Branson, Bill Gates, Dave Ramsey, etc.

The truth is this:  if you are intent on only making money for yourself you may one day end up with enough money to buy anything you want.  You may no longer need to be worried about having enough, but I guarantee that if you are not in the habit of using your money to help others, you will become obsessed with it.  You will become tight fisted and stingy.  You will eventually get to a point where hoarding money will become the one thing you most desire in the world and this preoccupation will consume you and while you may eventually die wealthy, you will not be happy.

Bill Gates has given away the vast majority of his fortune and has used his money to help more people on this planet than my people could ever dream of.  He gave up his company in order to dedicate his time to helping people.

I think he is probably a very happy man.

So, get into the habit of giving now, while you still have little to give, so that as you start earning more and having more disposable income, your giving will increase and change even more people’s lives!

Merry Christmas!


P.S:  One great way of giving to others would be to support CAP, a Christian charity that helps people get out of debt.  Find out more here:

Alternatively you could gift The 21 Day Debt Revolution to someone who needs help getting out of debt.

I would rather you donated to CAP though.


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